Pre-launch access
to off-plan investments.

Off-plan buyers typically lock in pricing 15–25% below the eventual market value at completion, while paying in stages over 18–36 months. Your capital remains in your account between milestones, earning interest on the balance. You also get first choice of unit, orientation, and customisation.

Spanish law (Ley 38/1999) requires every developer to back stage payments with a bank bond. If the project doesn't complete on the contracted date, you can either accept a delay or recover 100% of paid-in funds with interest. We only work with developers who provide compliant bonds.

Typical schedule: €6–10K reservation, then 10–20% on private contract, 20–40% across construction milestones (foundation, roof, finishes), and the remainder on notary completion. The final 60–70% can be financed by a Spanish mortgage if you choose.

Yes — Spanish banks lend up to 70% LTV to non-residents, often without requiring you to fly in. Approval typically takes 4–8 weeks. We coordinate with bilingual mortgage brokers and can pre-qualify you before viewing.

Conservative cases: prime Costa del Sol locations have averaged 6–8% annual capital appreciation since 2019. Off-plan releases bought at the right cycle stage have gained 30–50% between launch and completion — three to four years in the examples above. Past performance is not a promise of future results. Three concrete examples are shown above.

Pre-purchase: opportunity sourcing, developer due diligence, financial modelling, and tax structuring with our network. Post-purchase: licensed rental management, cleaning, maintenance, and guest services. You own the asset; we handle operations.